KhayaCheck Tenant Risk Report
Naledi M. — synthetic applicant
Sample Unit 2 — fictional property
Application Risk Signal
Review
One or more evidence items need a person to review or clarify them.
- One month inflow variance needs explanation
KhayaCheck shows the evidence and reasons. The landlord makes the decision.
Domain evidence
What supports the signal
Each domain keeps missing, review, conflict and supported evidence distinct.
Identity confidence
SupportedThe submitted identity document, selfie and liveness observations are consistent in this synthetic example.
Evidence reasons
- id document selfie consistent
Trust sources
SupportedA synthetic authoritative-source envelope returned and no material list match remains after review.
Evidence reasons
- basic id source returned
- no list match after review
Bank ownership
SupportedThe account-owner result is consistent with the applicant identity in this synthetic example.
Evidence reasons
- account owner name consistent
Provider credit / rental facts
SupportedA fictional provider component is present for layout demonstration only.
Evidence reasons
- synthetic provider component returned
Income and affordability
Review neededTwo recurring inflow months are consistent; one month is lower and needs the applicant explanation shown below.
Evidence reasons
- one month inflow variance needs explanation
Document integrity
SupportedOpening, running and closing balances reconcile in the synthetic document fixture.
Evidence reasons
- balances reconcile
- no material pdf anomaly
Reference and tenancy history
SupportedThe prior tenancy relationship is corroborated in this fictional example; the statement remains attributable to the referee.
Evidence reasons
- reference relationship corroborated
Unresolved questions
What still needs attention
- Please explain the lower observed inflow in september and whether it is expected to recur.
Applicant explanation
The response stays beside it
- Synthetic response: a client invoice was paid in the following month; supporting invoice is still under review.
Source register
Provenance is part of the product
| Class | Source / version | Observed | Confidence | Challenge route |
|---|---|---|---|---|
| Model observation | Synthetic Liivra identity envelopedemo-id/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | 97% model confidence | Khaya correction route |
| Authoritative provider | Synthetic basic identity sourcedemo-source/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | Provider or attested fact | Provider dispute route |
| Authoritative provider | Synthetic account-owner sourcedemo-avs/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | Provider or attested fact | Provider dispute route |
| Authoritative provider | Synthetic credit componentdemo-credit/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | Provider or attested fact | Provider dispute route |
| Model observation | Synthetic statement evidencedemo-income/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | 81% model confidence | Khaya correction route |
| Model observation | Synthetic document integritydemo-integrity/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | 94% model confidence | Khaya correction route |
| Referee attestation | Synthetic prior-landlord responsedemo-reference/1.0.0 · khaya-evidence/1.0.0 | 27 Oct 2026, 09:30 | Provider or attested fact | Khaya reference dispute route |